Money is a practical, accessible resource designed to help English learners navigate one of the most essential areas of everyday life: personal finance. Through 16 photocopiable lessons, the book introduces and practices the vocabulary, expressions, and concepts that people routinely encounter when handling financial matters—whether they are opening a bank account, budgeting for bills, applying for a loan, filing taxes, or simply paying for daily necessities.

The readings included in each unit explore real-life financial topics such as borrowing, saving, earning, investing, insurance, taxes, credit cards, interest rates, and financial decision-making. Each lesson provides clear explanations and engaging activities that guide learners from understanding key terms to applying them in meaningful contexts. The goal is not just vocabulary memorization, but true financial literacy—helping students communicate effectively about money in English-speaking environments and make informed financial choices.

The photocopiable format makes this resource ideal for teachers who want flexible lessons that work in classrooms, tutoring sessions, adult education programs, and workplace ESL contexts. Learners benefit from repeated exposure to practical language that directly supports their daily lives, independence, and financial well-being. An audio program provides additional listening practice and reinforces the vocabulary and concepts through short, relevant recordings.

Money is especially useful for immigrant learners, new arrivals, international students, and adults preparing for increased financial responsibility, offering both language skills and life skills in one user-friendly text.